Credit for a brighter tomorrow.
Compare personal, home, business and gold loan offers from India's leading banks and NBFCs. Check your eligibility in two minutes — free, and with no impact on your credit score.
- No upfront fees
- 100% digital process
- Disbursal in 24 hrs*
Personal advice, start to finish.
One dedicated advisor handles your file from first call to disbursal.
EMI calculator
Full scheduleYour monthly EMI
₹0
- Principal
- –
- Interest
- –
- Total payable
- –
Indicative figures. Final rate depends on the lender and your profile.
One place for every borrowing need
Tell us what you're planning and we'll match you with lenders whose rates, amounts and terms fit your profile.
Personal loans that say yes to your plans
Weddings, travel, medical bills or a long-overdue upgrade — borrow up to ₹50 lakh without collateral, with offers compared across leading lenders.
- No collateral or guarantor needed
- Disbursal in as little as 24 hours*
- Flexible tenure from 12 to 84 months
Working capital that keeps your business moving
Stock up for the season, buy machinery or bridge a cash-flow gap. Unsecured business loans up to ₹1 crore for traders, MSMEs and professionals.
- Collateral-free up to ₹75 lakh
- Term loans, overdraft and credit lines
- Government schemes: MUDRA, CGTMSE, PMEGP
The keys to your own home, sooner
Buy, build or renovate with home loans at competitive rates, up to 90% of the property value and tenures of up to 30 years.
- Tax benefits under Sections 24(b) and 80C
- Balance transfer with top-up option
- Loans for purchase, construction and renovation
Let your property fund what comes next
Raise large amounts at lower rates by pledging residential or commercial property — for business expansion, education or consolidating expensive debt.
- Up to 70% of the property's market value
- Lower rates than personal or business loans
- Keep using your property as usual
Instant cash against your gold, kept safe
Turn idle jewellery into funds within hours. Minimal documents, no credit-score requirement and insured, sealed storage.
- No income proof or credit score needed
- Pay interest only, principal at the end
- Insured storage in bank-grade vaults
Drive home the car you've been eyeing
New or pre-owned, hatchback or SUV — finance up to 100% of the on-road price with quick approvals and easy EMIs.
- New, used and electric vehicles
- Approval within 24 hours*
- Special rates on EVs with select lenders
Invest in the degree that changes everything
Cover tuition, living and travel costs for studies in India or overseas, with repayment that starts after the course ends.
- Collateral-free up to ₹50 lakh with select lenders
- Moratorium for the course period + 6–12 months
- Tax deduction on interest under Section 80E
From application to money in the bank
A simple, guided process with one advisor by your side.
Check eligibility
Share a few basic details. It takes two minutes and doesn't touch your credit score.
Compare offers
See matched offers side by side — rate, fees, EMI and tenure — with an advisor to explain them.
Upload documents
Submit documents online or schedule a free doorstep pickup. We check everything before it goes to the lender.
Get your funds
Sign digitally and receive the money straight into your bank account.
Know your credit score, free.
Your score decides the rate you're offered. See where you stand, what's pulling it down, and how to push it past 750.
- No impact on your score
- Personalised tips
- Pre-approved offers
Why families and businesses choose Credsey
We work for you, not for any single lender — so the advice you get is about what's right for your situation.
Better rates through comparison
Your profile is matched against several lenders at once, so you see the strongest offers first.
A dedicated advisor
One person who knows your file, answers your calls and follows up with the lender for you.
Transparent and secure
Every fee disclosed upfront, no hidden charges and bank-grade encryption for your data.
Faster approvals
Pre-checked documents and direct lender relationships mean fewer queries and quicker decisions.
Offers from leading banks and NBFCs
Plan before you borrow
Free calculators to size your loan, compare costs and plan repayments.
Money guides
Is Credsey a bank or lender?
No. Credsey is a loan advisory and facilitation service. We compare offers from partner banks and NBFCs, help you choose, and manage the paperwork until disbursal. The lender makes the final credit decision.
Do you charge anything to apply?
Checking eligibility and speaking to an advisor are completely free. Lenders may charge a processing fee, which is always disclosed in your sanction letter. We never ask for upfront payments.
Will checking eligibility affect my credit score?
No. Our eligibility check uses a soft enquiry, which is not visible to lenders and doesn't affect your score. A hard enquiry happens only when you formally apply with a lender.
How long does it take to get a loan?
Personal and gold loans can be disbursed within 24 hours of approval. Home loans and loans against property usually take 7–15 working days because of the property checks.
Which documents will I need?
Usually PAN, Aadhaar, income proof (salary slips or ITR) and recent bank statements. Your advisor will share an exact checklist for your loan.
Is my information safe with Credsey?
Yes. Your data is encrypted in transit, shared only with the lenders you choose, and never sold. Read our privacy policy for details.